Non Partisan Association

The NPA supports two major infrastructure and institutional reforms to reduce household costs: public automobile insurance and interprovincial power grid integration. Both initiatives leverage regional cooperation to achieve efficiencies unavailable to Alberta acting alone.

Public Automobile Insurance

System Feature	Benefit
Single Provider	Eliminates competitive marketing and advertising costs
Non-Profit Model	Surpluses reduce premiums rather than shareholder profits
Universal Access	Regulated rates ensure all drivers can obtain coverage
Safety Focus	Investment in accident prevention reduces claims costs

Cost Comparison

Comparative studies between Alberta's private insurance market and public systems in neighbouring provinces indicate potential annual savings exceeding $700 per driver. A single-payer system eliminates duplicated administrative functions and redirects surplus premiums to rate reduction rather than shareholder returns.

Regional Integration

Alberta already participates in interprovincial insurance regulatory frameworks. Expanding this cooperation to include shared public insurance infrastructure with Saskatchewan and Manitoba would create administrative efficiencies and risk pooling benefits across the Prairie region.

Prairie Power Grid Connection

Constructing transmission infrastructure connecting Alberta to Manitoba's hydroelectric generation capacity offers multiple advantages:

• Price Stability: Hydroelectric power provides stable generation costs unaffected by fuel price volatility
• Supply Diversification: Multiple generation sources improve grid reliability and reduce price spikes
• Clean Energy Access: Manitoba hydro provides renewable electricity at competitive rates
• Regional Leverage: Coordinated procurement among three provinces strengthens negotiating position

These structural reforms address affordability through systemic change rather than temporary relief measures, creating permanent cost reductions for Alberta households.